Investment Policy

The purpose of this is to document the Bank’s Investment Policy to include:

• Eligible Investments
• Unsuitable Investments
• Prohibited Investment Activities
• Interest Rate Risk Management
• Unrealized Losses
• Liquidity
• Pledging Of Investments
• Credit Quality Of Investments
• Tax-Free Investments
• Classification Of Securities
• Authorized Broker/Dealers
• Safekeeping
• Delegated Investment Authority
• Investment Reports
• Wholesale Leveraging
• Conflicts Of Interest And Gifts
• Compliance With Laws And Regulations
• Policy Coordination
• Community Reinvestment Act
• Amendments
• Exceptions
• Authorized Security Dealers
• Individual Authorized for Investment Transactions and Transaction Limits